Legal Information

Welcome to Capital One 360SM

Terms and Conditions for Use of this Website
Please carefully review the following Terms and Conditions for Use of this website ("Terms and Conditions"). In these Terms and Conditions, "we," "us," "our" and "Capital One 360" all refer to Capital One 360, a division of Capital One, N.A. Capital One, N.A. is an FDIC-insured bank.

By using this website (www.capitalone360.com) and the online services offered by Capital One 360, you agree to these Terms and Conditions. If you don't agree to all of these Terms and Conditions of use, please don't use www.capitalone360.com.

Additionally, you're encouraged to review the following links to Capital One 360 Security Guarantee & Privacy Policy and Frequently Asked Questions:

Use of Information on this Website
The information contained in this website is not intended to provide any specific legal, accounting, financial, or tax advice to individuals or entities, and shouldn't be relied on or used for any such purposes. Downloading, printing or copying from this website must be for noncommercial, personal use only.

Links are Not Endorsements
Please note that once you leave this website, Capital One 360 accepts no responsibility for the content, products, services or privacy policies of non-Capital One 360 websites. Links to other websites or references to products, services or publications other than those of Capital One 360 don't imply the endorsement or approval of such websites, products, services or publications by Capital One 360.

Accuracy and Changes
Facts and information on this website are believed to be complete and up-to-date. Capital One 360 reserves the right to modify the information on this website at any time without notice. Any such modification will be effective immediately upon posting and your continued use of this website will mean that you accept these changes.

Severability and Conflicts with other Terms
If any provision of these Terms and Conditions is determined to be unlawful, void or unenforceable for any reason, in whole or in part, then that provision will be severable from these Terms and Conditions and won't affect the validity or enforceability of the remaining provisions. Conflicts between these Terms and Conditions and the specific terms and conditions of any other agreements relating to your Capital One 360 accounts, products and services, will be controlled by the specific terms and conditions of the other agreements relating to your Capital One 360 accounts, products and services.

Copyright Notice
© 2014 Capital One, N.A. All rights reserved. Unless otherwise specified, the content of this website including, but not limited to, text, graphics, logos, buttons, images, data compilations, icons, and code, is the property of Capital One 360 and/or its affiliates, and is protected by United States and international copyright laws.

Trademarks Belonging to Capital One 360 and Others
Capital One 360 is a division of Capital One, N.A. Capital One and Capital One 360 are either service marks or registered service marks of Capital One. All rights reserved.

Adobe, the Adobe logo, and other Adobe products are either trademarks or registered trademarks of Adobe Systems Incorporated. Equifax is a registered service mark of Equifax Inc. Experian is a registered service mark of Experian Information Solutions, Inc. Microsoft Money, Microsoft Windows, and/or other Microsoft products are either trademarks or registered trademarks of Microsoft Corp. Peet's Coffee & Tea is a registered trademark of Peet's Trademark Company. Quicken is a registered service mark of Intuit Inc. TransUnion is a registered service mark of Trans Union LLC. TrueCredit is a registered service mark of TrueLink, Inc.

All other registered and unregistered trademarks and service marks are the property of their respective owners.

Governing Law, Jurisdiction, Waiver of Jury Trial
These Terms and Conditions constitute a contract made under and governed by and construed in accordance with the laws of the State of Delaware. You agree that the federal court of the District of Delaware, if it has subject matter jurisdiction, will have exclusive jurisdiction to hear and determine any claims or disputes between you and Capital One 360 (and/or its members, managers, officers, employees, agents and the assigns of same), pertaining directly or indirectly to these Terms and Conditions, or to any matter arising from these Terms and Conditions, or any other document executed and delivered in connection with these Terms and Conditions, the use of www.capitalone360.com or the online services offered by Capital One 360. If the federal court lacks subject matter jurisdiction, any state court located in New Castle County, Delaware, will have exclusive jurisdiction to hear and determine such claims or disputes. To the fullest extent permitted by applicable state and federal law, you and we each agree to waive the constitutional right to a trial before a jury. All disputes and controversies and claims arising out of the use of this website will be resolved either through arbitration or in the courts.

Disclaimer of Warranties
THIS WEBSITE IS PROVIDED BY Capital One 360 ON AN "AS IS" AND "AS AVAILABLE" BASIS. Capital One 360 MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS WEBSITE. Capital One 360 DOES NOT GUARANTEE OR WARRANT THE ACCURACY OF INFORMATION CONTAINED ON THIS WEBSITE OR THAT ACCESS TO THIS WEBSITE WILL BE UNINTERRUPTED. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, Capital One 360 DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

Telephone Call Monitoring and Recording
Authorized employees or agents of Capital One 360 may monitor and record all or portions of your telephone calls to Capital One 360 for quality control, Customer service, employee training, security, and other lawful purposes. Your consent will be ongoing and need not be confirmed prior to, or during such monitoring or recording, except to the extent applicable law expressly requires otherwise.

Liability and Restricted Access to Capital One 360
Capital One 360 is not liable for any direct, indirect or consequential loss, damage or inconvenience arising out of your use of this website. Capital One 360 reserves the right to cancel or restrict your access to this website without notice to you. Capital One 360 is not responsible for damages suffered by you or any inconvenience caused directly or indirectly by our termination of your access to this website.

Equal Credit Opportunity Act Notice
THE FEDERAL EQUAL CREDIT OPPORTUNITY ACT PROHIBITS CREDITORS FROM DISCRIMINATING AGAINST CREDIT APPLICANTS ON THE BASIS OF RACE, COLOR, RELIGION, NATIONAL ORIGIN, SEX, MARITAL STATUS, AGE (PROVIDED THAT THE APPLICANT HAS THE CAPACITY TO ENTER INTO A BINDING CONTRACT); BECAUSE ALL OR PART OF THE APPLICANT'S INCOME DERIVES FROM ANY PUBLIC ASSISTANCE PROGRAM; OR BECAUSE THE APPLICANT HAS IN GOOD FAITH EXERCISED ANY RIGHT UNDER THE CONSUMER CREDIT PROTECTION ACT. THE FEDERAL AGENCY THAT ADMINISTERS COMPLIANCE WITH THIS LAW CONCERNING THIS CREDITOR IS:

Bureau of Consumer Financial Protection
1700 G Street, N.W.
Washington, DC 20006

Questions?
If you have any questions, or would like additional information, you may contact Capital One 360 by email at sales@capitalone360.com, by telephone at 1-888-464-0727 or write to Sales Support at P.O. Box 360, Wilmington, Delaware, 19899.