Make bank with your friends.

1 Friend = Friends =

  1. 1
    Send referrals to your friends

    Send a referral to a friend.

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  3. 2
    Send referrals to your friends

    Your friend opens an account.

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  5. 3
    Send referrals to your friends

    You get , your friend gets up to .

Member FDIC

The APY is variable and effective .

Questions? Give us a buzz at 1-800-289-1992 to talk to a real person.

For You:

Your bonus will be deposited into your open account as miscellaneous income after your friend opens their new 360 Checking or 360 Savings account with an initial deposit of at least . However the money will be unavailable for withdrawal for 30 days. This will not impact your available balance. Your friends have to be new Capital One 360 Customers. You can send as many referrals as you like, but you can only receive bonuses for up to people (total of ) who open as a new Customer.

Important Privacy Notice: Keep in mind, because you're making referrals, your friends and family will know you have accounts with Capital One 360.

For Your Friend:

360 Checking® account: Bonuses are only paid for accounts that are opened with an initial deposit of at least from a non-Capital One 360 account, and that have a total of 3 Debit Card purchases or Person2Person Payments (or any combo of the two) post to the account within 45 days of account opening. Initial deposit does not include bonus. The bonus is available only for new 360 Checking or 360 Savings accounts with a new Capital One 360 Customer as the primary account holder. The bonus will automatically be deposited into your account on day 50, once the requirements are met. Bonus starts earning interest upon deposit and is available for withdrawal immediately upon deposit. Variable Annual Percentage Yields (APY) effective for balances up to for balances between for balances of

360 Savings® account: Bonuses are only paid for accounts that are opened with an initial deposit of at least from a non-Capital One 360 account. Initial deposit does not include bonus. The bonus is available only for new 360 Checking or 360 Savings accounts with a new Capital One 360 Customer as the primary account holder. Your bonus will automatically be deposited into your account upon account opening. Bonus starts earning interest upon account opening, but is unavailable for withdrawal for 30 days, once the requirements are met. Variable APY effective .

Capital One reserves the right to change or discontinue the Refer a Friend program at any time without prior notification.

Products and services offered by Capital One, N.A., Member FDICFederal Deposit Insurance Corporation.

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