The APY is variable and effective .
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to talk to a real person.
Your bonus will be deposited into your open account as miscellaneous income as soon as your friend opens the account. Your friends have to be new Capital One 360 Customers. Keep in mind, bonuses for 360 Savings® are only paid if your friend's account is opened with at least $250. You can send as many referrals as you like, but you can only receive bonuses for up to 50 people (total of $1,000) who open as a new Customer.
Important Privacy Notice: Keep in mind, because you're making referrals, your friends and family will know you have accounts with Capital One 360.
For Your Friend:
360 Checking® account: Bonuses are only paid for accounts that are opened and a total of 3 Debit Card purchases or Person2Person Payments (or any combo of the two) are made within 45 days of account opening. The $50 bonus is available only for new accounts with a new Customer as primary owner. Your $50 bonus will automatically be deposited into your account on day 50. Variable Annual Percentage Yields (APY) effective
for balances up to
for balances between and for balances of
360 Savings® account: Bonuses are only paid for accounts that are opened with an initial
deposit of at least $250. Initial deposit does not include bonus. The $25 bonus is available only for new
accounts with a new Customer as primary owner. Bonus starts earning interest upon account opening, but is
unavailable for withdrawal for 30 days. Variable APY effective .
Here's some more info about the limited-time offer for 360 Savings:
What does your friend need to do to get the bonus?
Your friend just needs to follow a few simple steps:
- Open their very first 360 Savings Account by the promotion expiration date, 07/31/2015 at 11:59 PM EST. (If they've had a Savings product with Capital One 360 or ING DIRECT before, they won't be eligible for the bonus.)
- To qualify for a bonus, your friend's account must be funded within the first 10 days of account opening. Deposits from an existing Capital One 360 account will not qualify for the bonus.
- The amount of the bonus will be determined based on the highest amount your friend deposits within the first 10 days of account opening and maintaining that balance on a daily basis for the next 90 days following the 10-day period. They must deposit a minimum of $5,000 and maintain a daily balance of $5,000 for 90 days after the initial 10-day period to qualify for any bonus. The amount of the bonus they actually earn will be determined based on the following balance tiers during the initial 10-day period and the 90-day period after that: $5,000 earns a $50 bonus; $10,000 earns a $100 bonus; $20,000 earns a $200 bonus; $30,000 earns a $300 bonus; $40,000 earns a $400 bonus; and $50,000 or more earns a $500 bonus. The maximum bonus they can earn is $500.
If your friend opens a joint account or custodial account, will both people earn the bonus?
The bonus is limited to one per primary account holder.
When will your friend actually get the bonus?
Capital One 360 will deposit the bonus money into their account within 10-15 days following the 90-day period - once it's deposited, the funds will be available immediately.
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