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  4. > What's 360 Savings?

360 Savings® — the online savings account from Capital One 360®.

We’ve challenged what it means to be a savings account by building one that’s better for your money – and we deliver better, every single day. Here’s what that means for you:

  • No fees and no minimums: No fees and no minimum balance required to open or keep an account.
  • A high interest savings account: Earn a great everyday interest rate on your money – currently APY.
  • Real people to help when you need it: Chat with a real person at 1-800-289-1992 and enjoy 24/7 online and mobile access to your account.
  • Easy ways to stash cash: Open multiple savings accounts (and nickname them as you wish), keep track with My Savings Goals Opens a new window and put your money on auto-pilot with an Automatic Savings Plan Opens a new window.
  • We have your back: Your deposits are FDICFederal Deposit Insurance Corporation–insured up to $250,000 per depositor.
  • Deposit checks in a snap: Deposit checks from anywhere using your mobile smartphone or computer with Mobile Deposit Opens a new window.


Call 1-800-289-1992 to chat with a real person.